Prepaid Program Design and Implementation

From building the business case to end-to-end testing, we deliver a program that meets your needs.

In designing a program we address the following areas: Define the business objectives, conduct a market analysis, build an economic model, determine program parameters, address card and end-packaging design, issuance, registration, activation, load funds management, fees, cardholder servicing, reporting/analysis, fraud/risk management, regulatory compliance, marketing and training.

Prepaid Program Management

In order to have a long term self-sustaining organization, it is necessary to have the right policies, systems, processes and leadership in place.

Managing a successful prepaid program requires capable leadership that can set the vision for the organization and motivate and inspire the staff.  It also requires setting clear goals and objectives, alignment of operational activities to the corporate strategy, instilling a culture of execution, and hiring, training and retaining qualified staff.

Prepaid Program Analysis

An analysis of your Prepaid Program is tailored to your particular needs.

We tailor the analysis to your particular needs.  An analysis can reduce costs, optimize profits, identify and reduce risks.  We review the programs financial model, pricing structure, compliance policy and plan, vendor pricing and contracts, perform an internal audit, review all systems and processes, evaluate personnel job skills and established competencies, review sales and marketing strategies, and provide reports and recommendations on how to resolve any issues found.

Prepaid Debit Opportunity

The Prepaid Value Chain


In order to design a successful program it is important to understand the value chain, including the acquisition point, merchant processor, the distributor, program manager, issuing bank, issuing processor, the payment network, and the myriad of third party value added providers (mobile platforms, incentive and rewards providers, etc.).


It is very common for multiple roles to be played by the same entity (i.e., an issuing bank could also be the issuing processor, and could also be the program manager).

The payments industry is going through a revolutionary time where the window of opportunity favors those that are prepared to take advantage by partnering with industry experts.